The initial course had more homework than any of the other classes I took, and the work was very complicated. I still have a loan with them about $7400. I went to Kaplan in 2013-2016. Hi Tim, I can not find any information with a number for Kaplan. Do you think I qualify for either of the above programs. Read my entire post again for details on the sorts of things that qualify people for BDAR discharges. You can find the official US government application for the Borrowers Defense program here. I have written them many times about this and they do nothing. Promising a 100% job placement rate is definitely the sort of thing that the Borrowers Defense to Repayment Program was created to stop schools from doing. I signed up for the bach degree it was some kind of special fast lane for a degree Im sorry i cant remember exactly what it was called but they changed my degree 3 times and each time i ended up signing another financial letter and owing more money and then finally being told I would have a job before i graduated. I also made regular payments of about $300 a month from October until April when I began my divorce. Hi, I, started Kaplan in January of 2013 and graduated June of 2015. March 13, 2008. Should I go ahead with trying to get my closed school student loan discharge. You may qualify for a Borrowers Defense to Repayment Discharge (not sure what DBR means), but only if you can point out exactly what sorts of claims they made to you about high graduation rates, job placement, etc., and explain how those impacted your decision to borrow money to attend the school. Hello there, great information. But said I need to contact us department of education bottom line am just getting the run around. A class-action lawsuit by fraud victims of for . You will need to come up with a better argument to get an application approved. Nope, theres no time limit for BDAR applications, but Id get your app in as soon as possible because its taking forever to hear back from the Department of Education on the status of applications. Hi! I think you file the BDAR Discharge against Kaplan. Um, this is not the way to tell your story if you want a BDAR Discharge. I decided to only take one class for the July and October 2007 sessions until I got through my divorce. I was at Kaplan in 2010 nor 2011 npr 2012 but I have charges. Ive got great news for students who attended Kaplan University, Kaplan Career Institute and Kaplan College your federal student loans used for the school are eligible to be discharged, meaning that you may be able to get them eliminated without having to pay another cent! Even the state exam was open book. To apply for the Closed School Loan Discharge program simply download the official application, fill it out, and submit it to your loan servicer, the company that receives your monthly loan payment. Read my entire post and look at the Eligibility section. In your Borrowers Defense Application, its very important that you stress the fact that Kaplan University defrauded the US government out of $4 billion dollars, and that part of that defrauding process was directed against YOU, the person who was sold a false bill of goods, promised things that never got delivered. Lawyers representing former students of Kaplan Career Institute in Massachusetts have sued the U.S. Department of Education, alleging an unlawful and unconscionable failure of the Department to cancel the students' federal loans seven years after the Massachusetts attorney general settled with the school over charges that it deceived and While enrolling in classes, I told my advisor that math was a very difficult subject for me. After the investigation, Kaplan University had to pay around 289 students stipend checks of more than $1 million. I contacted the new school, but they say there is no record, but i have over 70k as proof and paperwork that i went. All loans have now been transferred to Navient where I am currently making payments as part of an Income-Driven repayment program but the Loan Debt is around $95,000.00. We write to inform you that there is a proposed settlement in a class action lawsuit that could affect your claim and to explain how your legal rights may be affected by that lawsuit. The presiding judge in that case, United States District Judge Patricia A. Seitz, has said that this case involves factual allegations similar to the employment discrimination case "namely, grade inflation and pressure to admit unqualified students." Diaz v. Apr. Yeah, you may be able to get approval for a Closed School Discharge. I went to Kaplan 2007-2011. Save my name, email, and website in this browser for the next time I comment. Kaplan University Company Information Company Name: Kaplan Address: 550 West Van Buren Street, 7th Floor City: Chicago State/Province: IL Postal Code: 60607 Country: United States Website:. Hi there. Disability from Social Security. Theyre both good programs in that they both have the ability to wipe out your student loans and reimburse you for past payments. They jerked me around all over the place when I started questioning the cost of their courses compared to other universities and why they were allowing me to retake and enrolling me in these courses that I didnt pass 3xs when their policy stated you could only retake once. Does this forgiveness apply to the Concord law school? Borrowers Defense? Student loans for two years totalled $63,000. I had federal pell grants i dont think i had any private. Hi, I went to brightwood college which when i was enrolled they told me they were with kaplan. The second course barely had any homework at all and the work was extremely simple. Hi, my sister attended Kaplan which use to be Maric College and was told she could not enroll until she could get a co-signer. Cant find anyone that can answer any of my questions. So i made the worst mistake of my life and went into the respiratory program for Kaplan college I was super young plus I wasnt ready for a school like that I couldnt pass my classes so the first semester they passed the classes for me the second semester I still couldnt pass the math portion after a third try they passed it for me but honestly I couldnt do it so I left should would that be grounds for Borrowers or closed campus? In 2013 , it was sanctioned by the Higher Learning Commission, due to concerns regarding student assessment, governance and faculty scholarship and research for the . Your best bet would be coming up with an argument for why you deserve a Borrowers Defense to Repayment Discharge. Kaplan University transferred 14 campuses, 30,000 students, and 2,100 faculty and staff to Purdue Global in exchange for $1. Its extremely important that you file it at the official US government website devoted to the program. To skip to the section of this Guide where I go through each of these programs in detail, please click the hot links below. I feel they are trying to defraud me. By Danielle Douglas-Gabriel. Possibly. As I pointed out above, you will need to link your Borrowers Defense claim to the schools legal troubles, pointing out that the school did some or several of the things mentioned in the lawsuit against to you personally, and that it was these illegal behaviors which convinced you to agree to take out a loan for their higher education program. Kaplan University has been accused of enrolling unqualified students, changing grades, and falsifying legal documents related to the schools accreditation requirements. The Kaplan University Lawsuit One of the principal reasons that Kaplan University Student Loans are eligible for the Borrower's Defense program is that the school has been involved in defrauding the US Government to a huge $4 billion, which is essentially a record when it comes to higher education scams. The promise of paying just $50 per month to pay them back sounds like it would qualify you for a BDAR discharge, but youre going to need to provide as much evidence as possible for this claim because thats one Ive never heard anybody mention before. One week passes Im at the hospital everyday with mom. Hi I attended Kaplan and they talked me into getting student loans said I would only have to pay $50 a month to pay them back. That theyd help you find a position? To stop paying the loan youd have to start looking into your options for having it discharged. . They said I would get a job in my field and have yet to find something. Is there a time limit in which we can apply? Hi! Does this apply to other schools besides Kaplan? The Borrowers Defense to Repayment Program (often abbreviated BDAR) was created to help people get rid of student loans that shouldnt exist in the first place. I am a previous Kaplan student with 43k in loans and it is really ruining my life. They told me that ill pay after 10 years They made it seem as if the value of the school was high which wasnt the case ! I've got great news for students who attended Kaplan University, Kaplan Career Institute and Kaplan College - your federal student loans used for the school are eligible to be discharged, meaning that you may be able to get them eliminated without having to pay another cent! Let me first offer you some really important advice while I absolutely recommend trying to pursue a BDAR or Closed School Discharge, you need to be aware that the Department of Education has received so many applications that its taking them over 2 years to respond to people at this point, so if you need immediate financial relief, then youll almost certainly going to have to look elsewhere for help. Are you getting bills? University of California at Davis, Korea University, Chung-Ang University (Korea), the Hong Kong University of Science and Technology, and City University of Hong Kong, and from Alon Brav, Hsuan-Chi Chen, Raghu Rau, Ren Stulz, Anand Vijh, Kent Womack, and Li-Anne Woo. I unfornately did not complete the program as expected at that time, however am still paying on the loan. When you apply for the discharge, make sure that you hiighlight specific details about what Kaplan College enrollment advisors, advertisements or other official information told you in order to entice you take out the student loan. Is this program still available? 2021 10 maanden. I was also promised that they would help me find employment in my field which they did not. The way it works is that it provides an avenue for you to get your loans legally discharged if you can prove that they were only taken out because the school, student loan lender or servicer did something fraudulent that convinced you it was a good idea to borrow the money for their program in the first place. Now when I look for employment, my resume is reviewed and I am often asked why did I graduate with a Business Administration degree when my transcripts show my aim was to be in HealthCare Management Administration. They also had me take and pay for the wrong classes. When i first started i didnt really know much about the school but 3 months into the program i didnt feel like the school was for me so i tried to drop out and just pay the amount of time that i stayed there and they didnt let me they had told me that i have already payed the whole amount of the program and that i might as well stay since its paid for. Ms. Kaplan was the lead attorney for Edith Windsor, a New York woman whose landmark lawsuit led the U.S. Supreme Court to legalize same-sex marriage nationally in 2015. I did not want to restart the program because I was giving birth to my son. April 26, 2022 at 12:57 p.m. EDT. I had finished the Kaplan Capstone course and had everything turned in for graduation. I was also pressured to sign up rather quickly and wasnt given a chance to investigate grants or other student loans. The lawsuit charged that University of Phoenix misled investors, and failed to follow federal student loan protocol, which in some cases led to improperly canceled student loans. This will save a TON of money in the short-run, and long-run. What advice do you have? Also, think about what happened after you enrolled. To help you figure out which program will work best, lets take a closer look at them in detail. Your only option will probably be a Borrowers defense discharge. It doesnt sound like it. To help you brainstorm ideas for things you could include on your application, lets take a closer look at what exactly Kaplan University was doing that got them into trouble in the first place. Once I started courses, they kept delaying my notification of how much time I earned for my experience.I never received any credit for my work experience. The lawsuit against the Washington Post Co. was a class action brought on behalf of shareholders who claimed the company's stock price plummeted once fraudulent business practices were revealed by increased government scrutiny. This was a HUGE demotion! I was worried about payment being an issue but I was told that everything was paid for it was just a glitch in the system this went on for the entire second and third semesters at the end I got fed up and tried to transfer to a different online school but by the time I was able to take a class I was so defeated and frustrated with what I went through I just gave up. UPDATED Tuesday March 24th, 2020. Exactly what was the school found guilty of? I need help before they try to garnish my wages again. After all that I spent 8 years with loans in deferment as I could never get anyone to assist me in finding a better place of employment. smh.com.au. Any suggestions I would greatly appreciate. Most locations always questioned whether it was legitimate. Youre going to need to provide much more detail in your BDAR application. You can reach them at 1-877-317-0455. If youve got Private Loans call McCarthy Law PLC, a group of attorneys who will get you a debt settlement at about 40% of your current outstanding debt, and who can hook you up with a new loan at the lowered, settled amount. Sometimes the loans just disappear through administrative issues, like losing paperwork, computer problems, etc. Hello Im just hearing about this. Did they change your grades to keep you enrolled, even though you should have been dropped for poor performance? For help with PRIVATE Student Loans: Call McCarthy Law PLC at 1-877-317-0455. due I qualify for any type of refund ? Department of Education Announces Loan Forgiveness After Defrauded Kaplan Students File Lawsuit FOR IMMEDIATE RELEASE: August 16, 2022 MEDIA CONTACT: press@defendstudents.org | 202-734-7495 Department of Education Announces Loan Forgiveness After Defrauded Kaplan Students File Lawsuit I graduated with an associates in business management but never recieved my diploma from them due to them messing up my loans and saying I had to pay a bunch back prior to receiving my diploma. If the school closed while you were still enrolled, or near to the time you were still enrolled, then you may qualify for a Closed School Loan Discharge. Which leads me to my next important point: if youre eligible for a BDAR discharge, then you need to fill out the application immediately! Kaplan University Lawsuits There has been a class-action lawsuit made against Kaplan University and Kaplan College, for defrauding the U.S. Government. then my son got kick out of public school and I had to put him in private school. Dive Brief: The U.S. Department of Education agreed Wednesday to automatically forgive the federal student loans of roughly 200,000 borrowers to settle a class-action lawsuit alleging that the agency delayed granting relief to students who were defrauded by their colleges. Student loan forgiveness for former students of Kaplan University is readily available via two excellent Federal student loan forgiveness programs: the Borrowers Defense To Repayment program (BDAR)and the Closed School Loan Discharge program. Be very specific when writing this stuff up, because its not enough to simply point out that the school broke the law and was deservingly punished. Long story short it was suggested that i take out a loan which i did and now i owe Navient because my loan was taken over by them. You . Three former academic officers at Kaplan University have filed a wide-ranging federal lawsuit that accuses the fast-growing for-profit institution of defrauding the U.S. government . I attended Kaplan back in 2004-2006 for a certificate in technology. *The Kaplan University Lawsuit* One of the principal reasons that Kaplan University Student Loans are eligible for the Borrower's Defense program is that the school has been involved of defrauding the US Government to the number of a huge $4 billion, which is essentially a record when it comes to higher education scam. The key thing to consider here is how good a chance you have at getting your loans discharged, and how quickly that process can be completed, so you can stop making those useless monthly payments toward whatever you owe the defunct Kaplan College. And did you just never receive a paper diploma, or did they actually hold back on allowing you to graduate? I need to know where I might fit in here! I was told we would always have continuing education with them. You need to get in touch with Kaplan to see if you can get a transcript from them. Here is what the school has done: Changing grades Enrolling unqualified students Had an amount of 20.000 to pay back. I emphasize that I never did nor would I have applied for a loan. By the grace of God and a headhunter who saw my worth, I only started a new job in 2017after graduating in 2009. Read my full post on the topic, it includes details of the specific things that make you eligible for a discharge. Speaking of your loans, are they Federal or Private? I would also consider getting in touch with the Student Loan Ombudsman Group to ask them what they think is going on. There were several classes that I had taken that I somehow, amazingly, passed when I knew I wasnt understanding the course. I tried to withdraw from school a few months in because of lies i was noticing, our teachers were being terminated or fired dental teachers or front office staff would step in or somedays we would have no instructor. I forgot to mention that i was also promised employment after graduating and i never got a job in the field. They also reduced the amount of transfer credits after seeing how many credits I had to transfer in after I had already started coursework and applied for loans. The whole story about your Mom isnt honestly going to help your case at all. For help getting Federal Student Loan Relief, look at my pages on Federal Loan Forgiveness, Federal Student Loan Bankruptcy Discharges, Federal Loan Consolidation Programs and Federal Student Loan Repayment Plans. that Im sure they are going to take. After that, they decided to cancel all of my student loans pending and charge me personally for one of the classes even though the loans they had cancelled would have covered anything I might have owed the school. I havent been able to figure out when my school changed hands/ closed and if that would apply to me. Do you feel that they enrolled you even though you werent qualified? These are real, legitimate loan forgiveness programs created by the Federal Government and designed to help former students of Kaplan University receive loan forgiveness. What should i do. Because Kaplan University has been proven to have broken the law in so many serious ways, especially via things like false advertising, making false claims, and lying about the value of their programs, itll be relatively easy for you to prove that you deserve loan forgiveness benefits. Hi, I attended Kaplan but had to stop going before i finished my degree. Maastricht, Limburg, Netherlands . I cant even find my loans nor can I find any records of the school? You can find their contact info by Googling their name. Both schools promised work right after graduation, and I was not successful. My mother co- signed and they ended up taking out a loan under her name as if she was attending the school. If any of these things happened to you, then remember that your loan should be forgiven, and more importantly, that you can use these as the reasons for why your loan should be discharged on your BDAR application. All of my transcripts do show the entire program containing classes that refer to HealthCare Management but I have a degree in Business Administration! By the way the one time I needed to speak to a teacher,she responded to my question with a question. 08-60368-PAS. I am very frustrated about this. I am in default of my student loans to approximately $50k. If you dont qualify for a Borrowers Defense Discharge, then the good news is that you may have another path to forgiveness via the simple fact that Kaplan is no longer operational. I initially enrolled under the assumption that the schools medical assisting program was the equivalent of a dental assisting program according to what information they gave me when I applied. Some of them are more popular than the rest. Since the school was found guilty of wrongdoing it will be easy for you to prove that they employed false advertising to mislead you, but remember, you have to have actually experienced something here or you could be putting yourself at legal risk. You need to really emphasize the point that you would never have taken out a student loan to attend Kaplan University if they hadnt misrepresented the quality of their educational programs to you, and you need to be specific about what things they lied to you about in order to convince you to take out the loan (things like job placement rates, total costs, potential salaries for graduates, or whatever you were promised). In March 2018, Purdue University finalized the acquisition of Kaplan University, a for-profit institution offering primarily online education. Thank you ? You need to prove that they committed fraud against you. How to Use the Borrowers Defense Against Repayment Program 2. Hi, does this apply to Bauder College? They told me about how I needed all these loans and grants and what not and then which at the time I was young and excited and thought nothing of this at all. Jury selection is scheduled to begin Tuesday in a civil trial stemming from a lawsuit filed by advice columnist and author E. Jean Carroll against former . I stayed because I was paying and didnt want to pay for something I didnt finish. Kaplan keep rising the tuition up on me, saying its such and such price per credit. The things you explained sound like a bad experience and maybe a customer service problem, but they dont sound like illegal behavior, so I dont think that youd qualify for a BDAR Discharge if those are the only reasons you listed in an application. For some reason they had her take out a personal student loan via Citi Bank vs the tried and their federal student loan program like the rest of us. ???? And if you have specific questions about the Borrowers Defense Program or the Closed School Discharge Program, check out my pages on them, or look at the official US Government student loan relief website. Has anyone ever gotten there summital approved for a BDRD that you heard of and how long till garnishment stop once application has been submitted. Thoughts about eligibility? Come to find out you cant and you specifically have to have a degree in the subject youre going to teach. I think you need an attorney to help with this. Our teacher were only Medical Assistants with a few years experience. It went from 4ok to now 79k each time they would tell me there investigating to enrolling me me because you charged me 79k and I dont even have a diploma degree or anything to show for it. And also does it apply to parent loans? Hello, I graduated back in 2009 but I had started when it was called Meric college. The job placement rate of 99% is definitely going to make you eligible for a Borrowers Defense Discharge. They didnt care and listed the required document as waived on my account and told me to start the enrollment process along with financial aid.